Preserve your wealth with USDC
Store your savings with the regulated1 stablecoin redeemable 1:1 for US dollars.
A currency you can count on
Global
Manage your savings worldwide. USDC is available in 180 countries and counting.
Accessible
If you have access to an internet connected device, you have access to USDC in supported countries — with or without a bank account.
Stable
USDC holds a steady value at $1, and is backed by US dollar and cash equivalent reserves.
Secure
USDC is stored on the cryptographically immutable blockchain, ensuring the safety of your assets.
24/7
Access your savings anytime, without the limitations of traditional banking hours.
In volatile economies, USDC holds steady
While many global currencies can fluctuate widely in value, USDC’s dollar-equivalency makes it a powerful tool for preserving and growing wealth.
Creating a world of opportunity
There are more than 1.7 billion people across the globe who have no or limited access to traditional financial services like a bank account — but anyone with internet access can access USDC in over 180 countries.
USDC is positioned to dramatically strengthen financial inclusion on a global scale.
Store your hard earned digital cash
Custodial wallets
Hold your digital dollars on a platform managed by a reputable third party. Custodial wallets are especially great if you’re actively trading on exchanges or may need access to customer support services.
Non-custodial wallets
Hold and manage your USDC with no third party involved. This gives you complete control over your private keys and is ideal for experienced holders.
Keep your on-chain dollars close
Purchase
Select a platform that supports USDC and execute your “buy” order.
Store
Keep your USDC in a trusted custodial or non-custodial wallet.
Secure
Enable security features, use unique passwords, and keep software up to date.
Store. Grow. Prosper.
Learn more about saving USDC
FAQs
USDC is a digital dollar backed 100% by cash and highly liquid cash-equivalent assets, and is redeemable 1:1 for US dollars. Because it can be accessed through a variety of exchanges, protocols, and consumer finance apps worldwide, people around the world can convert their local currency to USDC and benefit from the strength of the US dollar.
USDC is built on secure blockchain networks and each token is fully backed by reserve assets held by regulated financial institutions. While USDC itself is secure, the safety of your savings also depends on the security of the platforms you use as well as on your personal online security practices.
To ensure the security of your USDC savings:
- Use reputable wallets: Choose trusted wallets with strong security features.
- Protect private keys: Safeguard your private keys or seed phrases; losing them could mean losing access to your funds.
Enable security measures: Activate two-factor authentication (2FA) and any other security options provided by your wallet or platform.
Yes, if you lose access to your wallet and your private keys or seed phrases, you may permanently lose access to your USDC. Your funds may also be at risk if you store your USDC in a custodial wallet and the platform that holds your USDC on your behalf is compromised or goes out of business. Always secure your private information and choose reputable platforms.
Additionally, when sending your USDC, make sure to send to an address that’s on a compatible network with the USDC you’re sending. USDC sent to incompatible networks in error cannot be recovered.
Yes, you can convert USDC back to USD via cryptocurrency exchanges that support fiat withdrawals. This typically involves selling your USDC for USD and, if you choose to, transferring the funds to your bank account. Be aware of any associated fees and processing times.
While some understanding of cryptocurrency is helpful, many platforms provide user-friendly interfaces and step-by-step guides to help beginners learn how to buy, trade, and save their digital assets. It's important to take the time to understand how wallets and transactions work to safely manage your USDC.
USDC is designed to maintain a stable 1:1 value ratio with the US dollar, making it less volatile than other cryptocurrencies.
Many options for attaining USDC do not require you to have a bank account. You can acquire USDC through peer-to-peer transactions, cryptocurrency ATMs, cryptocurrency swap platforms, and by trading or purchasing on an exchange. However, if you are purchasing USDC with fiat currency on an exchange or at an ATM that doesn’t accept physical cash, you typically need a bank account or debit card.
1USDC is issued by regulated entities of Circle. A list of Circle’s regulatory authorizations can be found here.